Insurance Segment – September 26, 2025
Seg 1 – Insurance Segment
LISTEN TO THE COMPLETE SHOW FOR DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.
ASCEND INSURANCE w/ Dennis Van Buskirk re; re: 36917 Cook St., #101, Palm Desert, CA. 92211. In University Village.
– DISCUSSION of his wonderful family of 6 sons.
– DISCUSSION of his vacation travels w/ his wife, who retired from being a homemaker. lol.
– DISCUSSION of what he’s doing the “most” of now…helping folks find insurance because MORE companies are raising their rates AND leaving CA. as well. i.e. Kemper and Nationwide. So there are fewer companies to choose from. So many companies have STOPPED writing insurance in CA. Nationwide has closed their doors to new business. Dennis can move these folks to other insurance companies. Companies are getting more aggressive.
– REPORT that there are 7 folks in the office now.
– REPORT that they are writing lots of insurance for condos now, rental properties AND MANUFACTURED HOMES. There are very few companies who write for manufactured homes. Get 1970 and newer for insurance purposes.
– REPORT that their auto insurance rates HAVE NOT gone up.
– REPORT that there is NOTHING THEY CAN NOT INSURE.
– QUESTION “JOEY PALS”
1. What’s the “free to look” period? (Doesn’t cover auto, property etc., covers policy about life insurance or annuities. You have a time frame in which to change your mind and get your money back w/ no fees.)
2. With this economy should we increase the value and insurance on our home in case they need to be replaced? (No, you don’t need to do that, the insurance companies do that for you automatically. Usually, 4 %. Replacement costs of $350 per square foot. Best you look and check. There is something called “extended replacement costs.” You can INCREASE this BUT NOT DECREASE the amount they give you.
3. Is there really an insurance company that WILL NOT turn anyone down? (No, i.e. for homes, the insurance company will inspect and have you make repairs. Dennis will usually fine you another company and that gives you time to make repairs. THERE IS NOT A HOUSE DENNIS CANNOT INSURE. Some insurance companies will NOT insure historical homes.)
4. Is there an insurance company that requires no physical and cannot be cancelled? (No, medical insurance will always increase and then you’ll get Medicare. Term insurance WILL never go up.)
5. Is insurance more for an electric car (unicar) than a gas operated car? (Yes. Parts for electric cars are a fortune.)
– REPORT on how Dennis is an independent broker and still has more agencies he can write with than other insurance agents.
– DISCUSSION that Dennis is now writing a lot of insurance for manufactured homes and vacation rental properties. Rates are going up.
– REPORT that there are NO BROKERAGE FEES @ Ascend.
– REPORT that when you have an incident, CALL DENNIS FIRST before you call the Insurance Company and it goes on your record.
– REPORT that he writes a lot for Canadians.
– REPORT that the whole office is bi-lingual.
– REPORT that the office does the paperwork…a lot of it on-line and over the phone. Fill out the form on the front page of the website and Dennis will give you a quote about anything you need.
– REPORT that he also writes commercial policies.
– (contact info; www.ascendins.com and (760) 341-3477.)

Dennis
Walter Clark Legal Group Segment – September 26, 2025
Seg 2 – Walter Clark Legal Group Segment
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WALTER CLARK LEGAL GROUP w/ Walter Clark re: 71861 CA. Hwy 111. Rancho Mirage, CA. 92270.
– MISSION STATEMENT; Representing people who would otherwise NOT be represented in a fight against an insurance company. He advances the funds for the litigation and doesn’t collect unless he wins.
– DISCUSSION of his commitment to serving the community and where it came from. He believes Democracy cannot succeed w/out education.
He is committed to helping change this, especially in the East Valley.
– QUESTIONS/TOPICS FROM “JOEY PALS”
1. What should you “say” if you are in an accident? (1. DO NOT APOLOGIZE. This info is on the back of your insurance card. 2. You have the RIGHT NOT to speak to an officer. If you do, TELL THE TRUTH. BE RELUCTANT. Take a photo. Get medical attention if you THINK you need it. )
2. Can you drive barefooted? (There is NO law that says you MUST have shoes on!!!!)
3. What are my privacy rights? (2 areas of privacy rights in CA. 1. In CA. Constitution Article 1 you have AN ABSOLUTE RIGHT TO PRIVACY. 2. Law in 1974 deal w/ consumer rights; i.e. what others are doing w/ your information and the right to delete or CORRECT wrong information, i.e. on the Internet.)
– DISCUSSION that when you have had that drink you “feel” that you can drive and don’t use the Safe Ride.
– DISCUSSION that people may drink more because they have the Safe Ride coupon.
– REPORT that people are drinking less.
– DISCUSSION that a drunken driver kills someone every 39 minutes. HORRIBLE.
– REPORT that cars are getting safer, law enforcement is “on the job”, but the accident rate has not gone down.
– DISCUSSION of the validity of the “self-driving” cars, that seem to “see” more than a human driver.
– REPORT on the generous donations WCLG makes to students in need. Even to getting clothes for children.
– (contact info: www.walterclark.com and (760) 777-7777)

Walter
Real Estate Segment – September 26, 2025
Seg 3 – Real Estate Segment
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BRADY SANDAHL REAL ESTATE GROUP/KELLER WILLIAMS LUXURY HOMES w/ Brady Sandahl re: 70005 Mirage Cove Dr., Rancho Mirage, CA. 92270.
– REPORT that Brady Sandahl Real Estate Group/Keller Williams Luxury Homes has three offices; Palm Springs, Rancho Mirage and La Quinta. Part of the largest real estate sales force on the planet. More agents around the globe than any other brand.
– REPORT that his team is SELECTIVE AND SENSITIVE. Nothing is foreign to Brady’s team.
– QUESTION FROM “JOEY PALS” about Current Interest Rates. Where are they today and how will that impact someone being able to re-finance or stay in the home they love? Will Interest Rates influence the price of real estate?
1. Every week BSREG looks @ the market. IT IS STEADY. 30% buy homes above 1 million dollars.
2. Of the folks buying, some could pay cash and some will get a mortgage. “Date the rate and marry the house”.
3. People buy real estate to solve a problem or something they can’t get in their present home.
4. Work w/ a local agent to see which solution will work best for you.
5. Use a “buy down” the interest rate or do a “temporary buy down”. BSREG partners w/ a local lender. Investors pay a higher rate.
6. DISCUSSION of who pays the “buy down”. Buyer or Seller.
7. DISCUSSION that many real estate agents aren’t familiar w/ the term “buy down”.
– REPORT that BSREG is still selling one home EVERY DAY IN THE COACHELLA VALLEY.
– ANNOUNCEMENT that Brady Sandahl Real Estate Group has been voted #1 – HIGHEST PRODUCING TEAM – for FIVE YEARS. All types of reasons come into play about why folks sell. Google shows Brady Sandahl has over 350 Five-star reviews.
– REPORT that you MUST NOT, SHOULD NOT depend on Zillow. You are directed to an agent that has paid Zillow for that lead.
– BRADY is the local educator for the Coachella Valley.
– (contact info: www.bradysandahl.com and (760) 656-6052).

Brady
“Talk of Stars” Segment – September 25, 2025
Seg 1 – “Talk of Stars” Segment
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TALK OF STARS w/ Steven Bergsman re; financial and real estate writer, author and performance artist as a singer and actor.
– DISCUSSION of his birth, childhood, family, schooling, background, education and goals. Email; sbergsman@nullcox.net.

young Steven
cont. “Talk of Stars” Segment – September 25, 2025
Seg 2 – cont. “Talk of Stars” Segment
LISTEN TO THE COMPLETE SHOW FOR DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.
TALK OF STARS w/ Steven Bergsman re; financial and real estate writer, author and performance artist as a singer and actor.
– DISCUSSION of developing his incredible career; his awards, his time as an accountant, his newspaper career, etc. Email: sbergsman@nullcox.net.

performing Steven
cont. “Talk of Stars” Segment – September 25, 2025
Seg 3 – cont. “Talk of Stars” Segment
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TALK OF STARS w/ Steven Bergsman re; financial and real estate writer, author and performance artist as a singer and actor.
– DISCUSSION of writing this book w/ Carol Conners; “Elvis, Rocky and Me”. Listeners can find “Elvis, Rocky and Me” through www.BearManorMedia.com or wherever books are sold. Carol Connors has lived her dream and she shares her remarkable success story in her wild ride memoir “Elvis, Rocky and Me.”

Steve

book cover
DAP Health/Revivals Segment – September 24, 2025
Seg 1 – DAP Health/Revivals Segment
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DAP HEALTH/REVIVALS STORES w/ Dane Koch re: Chief of Retail Logistics and Volunteer Services @ DAPHealth and Revivals.
– REPORT on his staff; Michael McCartney and so many other.
– REPORT that 70% of Revivals items are “previously loved” and 30% are brand new.
– DISCUSSION of the “thrill of the hunt” while shopping. The great support from the community.
– REPORT that the biggest business is AS A CLOTHING STORE.
– REPORT that there are 270 volunteers who average over 7000 hours a month. In Season they average over 9000 hours a month.
– REPORT that they require only 4 hours a week.
– REPORT that Revivals will train you. Most of the volunteers are SHOPPERS first.
– DISCUSSION that volunteers are changing the world one hour @ a time.
– REPORT on the 4 stores; Palm Springs (Joey’s), Cathedral City, Palm Desert and Indio. Revivals is priced perfectly.
– DISCUSSION of all the merchandise; i.e. new furniture, art work, etc.
– (contact info: www.DAPHealth.org and www.revivalsstores.com).

Dane
Palm Springs Pride Segment September 24, 2025
Seg 2 – Palm Springs Pride Segment
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GREATER PALM SPRINGS PRIDE w/ Jasmine Sullivan-Waits re: Ex. Director of Palm Springs Pride.
– P.S. PRIDE 2025;
Nov., 6 – Arenas District 5 – 10 PM.
Nov., 7 – Arenas District Block Party 6 – 11 PM
Nov., 8 – Festival Marketplace and Entertainment 11 AM – 11:30 PM
Nov., 9 – Parade 10 AM Palm Cyn., Dr. to Amado
– REPORT on Dan Gore’s stage @ Oscar’s.
– DISCUSSION of her work for the City of Palm Springs for 20 years. Jasmine sends us the scripts for when I commentate the Veterans and Festival of Lights Parades.
– REPORT on who will be the Grand Marshall of the Pride Parade this year. The honorees have been picked.
– REPORT that you can still enter the Parade. Jasmine brings her 3 children.
– DISCUSSION of the different awards; folks who will ride in the Parade.
– REPORT that parade will go from North to South. Ends @ Amado. There will be Festivals going on before and after the Parade.
– (contact info: www.pspride.org).

Jasmine
Eisenhower Health Segment – September 24, 2025
Seg 3 – Eisenhower Health Segment
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EISENHOWER HEALTH w/ Lee Rice Media Coordinator and Public Information Officer. 39000 Bob Hope Dr., Rancho Mirage, CA. 92270. and Dr. Kourosh A. P. Moshiri, MD., MHA, FACP, AGSF, CMD, HMDC, FACCWS, Director, Geriatric Service Line, @ Eisenhower Health.
– REPORT that EH was recently recognized as an “Age-Friendly Health System” – Committed to Care Excellence.
– EXPLANATION of what this designation means to EH.
– REPORT on the 4 M’s; Matters (what matters most to each patient), Medication (what medicines are you taking), Mentation (your mental faculties), and Mobility (movement).
– DISCUSSION of what his duties are as director of the Geriatric Service Line at Eisenhower Health.
– REPORT that this is a relatively new concept. 2022 we had 57 million folks over 65. By 2050 we will have 82 million folks over 65. This population has very different medical needs, w/ different costs.
– DISCUSSION that EH is the FIRST HOSPITAL in the CV to get this designation.
– EH met the highest level of care for these patients to win this award.
– (contact info: www.eisenhowerhealth.com and (760) 340-3911).

Dr. Moshiri and Lee
Palm Desert Segment – September 23, 2025
Seg 1 – Palm Desert Segment
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PALM DESERT w/ Thomas Soule. re: the City of Palm Desert’s Public Affairs Manager.
– REPORT that the construction on El Paseo is almost done. Was started in June. Businesses were doing fine in spite of the construction and business is up.
– DISCUSSION of how a City decided to re-do El Paseo. It was never intended to have the traffic load it does.
– HOLD THE DATES;
1. Sept., 24 – Emergency Preparedness Expo @ the P.D. Library all day long. www.palmdesertlibrary.org.
2. Oct., Concerts In The Park – Every Thursday @ Civic Center Park.
Thurs., Oct., 2 “Pulp Vixen”
Thurs., Oct., 9 “Beach Street A Go-Go”
Thurs., Oct., 16 “Fortunate Son (CCR)
Thurs., Oct., 23 – The Silverados (Country)
Thurs., Oct., 30 – Britain’s Finest (The Beatles)
3. Oct., surgery, – Animal Samaritans is putting on FREE spay, neuter, microchipping in Oct.. Go to the library and Sept., and register.
4. Oct., 26 – Golf Cart Parade
– REPORT on the Civic Park/P.D. Aquatic Center
– The Aquatic Center is City Owned, but run by the YMCA of the Desert.
– Heading into a FULL RENOVATION in the Fall. Filters, etc., are wearing out. Staff is keeping the pools open. Closing lap pool once in a while. Fri. – Sunday the lap pool WILL BE OPEN. The REST is all open.
– Most of the access is FREE. Parking is FREE. Small charge for the Aquatic Center. New obstacle course there.
– The library has been renovated (inside the park).
– KUDOS to the Palm Desert City Council.
– (contact info: www.palmdesert.gov and www.pdpool.com)

Thomas