“Legal Eagle” Segment – July 16, 2025

8:00 – 9:00 AM

Seg 2 – “Legal Eagle” Segment

LISTEN TO THE COMPLETE SHOW FOR DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.

LAW OFFICES OF ROBERT L. FIRTH w/ Robert Firth re: 68910 Adelina Road, Cathedral City, CA. 92234.
– QUESTIONS from Joey Pals.
1. What is AB 942 about what happens to solar when you sell your house? (You get NEM when you sign up for solar. NOW when the solar property is sold the new owner has to go to the NEW NEM rules and they are not as “owner friendly”.)
2. What about an HOA fine not being able to exceed $100? (The MOST that can be charged per offense is $ 100. Due to the Codes, Covenants and Restrictions. If you don’t pay it they can put a lien on your house. Be careful w/ your HOA’s.)
– FOCUS OF ROBERT’S PRACTICE.
1. Personal bankruptcy. There are lots of chapters in personal bankruptcies. Either Chapter 7 where you get all your debts discharged as long as you get rid of all the secured items. Mortgages also. You CANNOT discharge student loans, judgements against you from a DUI, or a tort, or your last 3 years of income taxes. Or a Chapter #13 where if you make more than the median income in CA ($70,000/yr for a single person) you MUST do a 13. A Chapter 13 has a payment plan.
2. BK will be on your FICA for 10 years.
– REPORT that when you file a Chapter 7 Robert can get you a 700 credit score in a year if you do what he says.
– (contact info: www.firthlaw.com and (760) 309-7669).

Robert