Insurance Segment – February 28, 2025

8:00 – 9:00 AM

Seg 1 – Insurance Segment

LISTEN TO THE COMPLETE SHOW FOR DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.

ASCEND INSURANCE w/ Dennis Van Buskirk re; re: 36917 Cook St., #101, Palm Desert, CA. 92211. In University Village.
– DISCUSSION of what he’s doing the “most” of now…helping folks find insurance because MORE companies are leaving CA left and right. i.e. Kemper and Nationwide. So there are fewer companies to choose from. So many companies have STOPPED writing insurance in CA. Nationwide has closed their doors to new business. Dennis can move these folks to other insurance companies. Companies are getting more aggressive.
– REPORT that his staff includes his son and another new employee and he still needs a couple more. Dennis will train anyone new.
– QUESTION “JOEY PALS”
1. What’s going to happen to insurance companies/coverage in CA? There is a product called the CA. Fair Plan for FIRE insurance ONLY. Guaranteed issue but covers FIRE ONLY and only up to $3 million homes. If you have a CA. Fair Plan, you’ll need an additional companion plan for all other coverage. Be certain you have enough coverage. You should have @ least $300 coverage per square foot of your home. Carriers who are staying in CA. will RAISE THEIR RATES!!!)
– DISCUSSION DO NOT BUY MORTGAGE PROTECTION, buy life insurance because mortgage insurance death benefit goes down w/ your home equity, BUT YOUR PAYMENT WON’T.
– REPORT on how Dennis is an independent broker and still has more agencies he can write with than other insurance agents.
– DISCUSSION that Dennis is now writing a lot of insurance for manufactured homes and vacation rental properties. Rates are going up.
– REPORT that NOW IF YOU ARE ONE DAY LATE paying your premium, the insurance companies will probably NOT RENEW YOU.)
– REPORT that there are NO BROKERAGE FEES @ Ascend.
– REPORT that when you have an incident, CALL DENNIS FIRST before you call the Insurance Company and it goes on your record.
– REPORT that he writes a lot for Canadians.
– REPORT that the whole office is bi-lingual.
– REPORT that the office does the paperwork…a lot of it on-line and over the phone. Fill out the form on the front page of the website and Dennis will give you a quote about anything you need.
– REPORT that he also writes commercial policies.
– (contact info; www.ascendins.com and (760) 341-3477.)

Dennis