Insurance Segment – September 27, 2024

3:00 – 4:00 PM

Seg 1 – Insurance Segment

LISTEN TO THE COMPLETE SHOW FOR DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.

ASCEND INSURANCE w/ Dennis Van Buskirk re; re: 36917 Cook St., #101, Palm Desert, CA. 92211. In University Village. 26 Years.
– REPORT on his family.
– COMMENTS FROM SEVERAL “JOEY PALS”
1. Why has everything GONE UP SO MUCH? (Yes, homeowners and auto seem to have gone up 20 – 25%. Hopefully w/ level off. Hard on fixed income clients. CALL DENNIS to see if he can save you some money. Check your coverage to be certain you NEED.)
– REPORT that companies are leaving CA left and right. i.e. Kemper and Nationwide. They have STOPPED writing insurance in CA. Nationwide is the latest to close their doors to new business. Dennis can move these folks to other insurance companies.
2. Are insurances for car repairs a good thing to have? (Probably yes.)
– REPORT on “Gap Insurance” that is sold @ the dealership for the differences in the price you pay and the immediate loss of value when you drive off the lot. Cheaper to buy “Gap Insurance” from your Insurance provider, rather than the dealership.
– REPORT on how Dennis still has more agencies he can write with than other insurance agents.
– DISCUSSION of how carriers are doing inspections and being very careful of whom they renew and write.
– REPORT that Dennis’s clients are getting letters of cancellation. Dennis wants you to stay w/ the same company if you can. Other carriers are usually more expensive.
– REPORT that Dennis STILL CAN WRITE policies.
– DISCUSSION that Dennis is now writing a lot of insurance for manufactured homes and vacation rental properties. Rates are going up.
– REPORT that NOW IF YOU ARE ONE DAY LATE paying your premium, the insurance companies will probably NOT RENEW YOU.)
– REPORT that there are NO BROKERAGE FEES @ Ascend.
– REPORT that when you have an incident, CALL DENNIS FIRST before you call the Insurance Company and it goes on your record.
– REPORT that he writes a lot for Canadians.
– REPORT that the whole office is bi-lingual.
– REPORT that the office does the paperwork…a lot of it on-line and over the phone. Fill out the form on the front page of the website and Dennis will give you a quote about anything you need.
– REPORT that he also writes commercial policies.
– (contact info; www.ascendins.com and (760) 341-3477.)

Dennis