Bilhartz Desert Insurance Segment – August 13, 2024

3:00 – 4:00 PM

Seg 3 – Bilhartz Desert Insurance Segment

LISTEN TO THE COMPLETE SHOW FOR DETAILS OF SUBJECTS DISCUSSED IN THIS INTERVIEW.

BILHARTZ DESERT INSURANCE w/ Brian Bilhartz. 41865 Boardwalk; Ste., 108, Palm Dessert. 92211.
– REPORT on his fabulous talk @ the FREE Travel Club of the Desert. Medicare Advantage plans actually offer more robust foreign travel protection than folks realize. The audience GASPED when Brian announced the subject. Brian was mobbed by the audience for information. REMARKABLE EVENT.
– EVEN MORE REVEALING TO THE ACT TOUR AUDIENCE was that the supplemental plan will cover a $50,000 lifetime maximum for foreign travel emergencies.
– REPORT on Medicare Part D. For drugs. Most Medicare Advantage Plans have this. Medicare is going to put a cap in 2025 on the out-of-pocket maximum of $2000. for Part D. GREAT.
– DISCUSSION of the continuing calls supposedly from Medicare. THESE ARE CRANK CALLS and are actually illegal. The only people you can call you about Medicare are your current insurance company or current insurance agent. MEDICARE OR SOCIAL SECURITY WILL NEVER MAKE AN UNSOLICITED CALL TO YOU.
– SUBJECT FOR “JOEY PALS”
1. Agents are beginning to prepare for 2025. (Begins in June. AHIP Certification that is a special requirement for a licensed insurance agent to have a conversation about Medicare part C or D. and an agent must get this EVERY YEAR.)
2. Change to Medicare Part D, which is your prescription drugs. You can get this one of 2 ways;
a. GOOD NEWS; Putting an “out of pocket” maximum on Part D. $2,000. Max. This will automatically change, established by CMS (Centers for Medicare and Medicaid Services).
b. Part of Medicare Advantage.
– REPORT that all costs WILL INCREASE for most other folks. Watch the changes in drug costs, deductibles and co-payments.
– REPORT that is BAD NEWS is that there will be shrinking Formularies. (the list of medications that Medicare covers)
– REPORT that Brian will serve his clients in their home, in his office, on the phone. He has all the special classification to do all of this.
– (contact info; www.bilhartzinsurance.com and (760) 459-9617).

Brian