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Ascend Insurance Segment – October 23, 2021

11:00 – 12:00 PM

Hour 3 Seg 1 – Ascend Insurance Segment

Listen to Hour 3 Seg 1

ASCEND INSURANCE w/ Dennis Van Buskirk re: 36917 Cook St., #101, Palm Desert, CA. 92211. In University Village, right off the I10.
– DISCUSSION that Medicare enrollment is NOT closing, but will be open until ALL YEAR if you want to change your plan or apply for a new plan. Ask Dennis for advice.
– JOEY PAL’S Questions;
1. Are all the TV commercials that promote term life insurance credible? (Not necessarily. The commercial leaves out a lot of variables that you probably won’t quality for. He specializes in term life. The longer the term the more expensive it is.  Least expensive way to go.)
– REPORT on mortgage insurance.  Is outside of the loan of your house. Best to discuss w/ Dennis.  Usually need 5 to 10% of your annual income for your death benefit.  Best to get a 30-year term.  Over 65 should get a 10 to 15-year term.
– REPORT that only 2% of all policies are paid out. Buy term and invest the rest.
– REPORT that Ascend Insurance sends out reminders for your insurance important dates.
– REPORT that homeowners insurance rates are going up and folks are shopping their policy and its rate w/ Dennis. Most new clients are making the deductibles $2500.
– REPORT that he’ll do the comparison shopping FOR YOU w/ NO BROKERAGE FEES. He will do all the paperwork that can even be electronically signed!!!!
– REPORT to call Dennis and let him SHOP it for you.  He has 30 different carriers to shop for ALL TYPES OF INSURANCE needs.  90% of the time he can get you more coverage for the same amt. of $ OR same coverage for less $, etc. NO BROKERAGE FEES. Insurance for businesses too. He’ll talk you thru cancelling your old policy.
– REPORT that his office SPEAKS SPANISH.
– (contact info; www.ascendins.com and (760) 341-3477).

Dennis

Rest in Peace

R.I.P. Bob Beckwith 09.21.1933 – 02.2024

R.I.P. Carl Weathers 1.14.48 – 2.1.24

R.I.P. Chita Rivera 1.23.33-1.30.24

R.I.P. Joyce Randolph 10.21.1924 – 1.13.2024

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